Off The Beaten Track

Your Money

A Crash Course on Managing your Money

May 3, 2015 // 0 Comments

“I’ll get serious about paying off my debt when I earn more money”, “I’ll start investing when I have learnt everything about financial markets” or, everyone’s favourite “I’ll start saving next month”. Most of us are guilty of this. I certainly am. We’ve probably all heard the Chinese proverb “The best time to plant a tree was 20 years ago. The second best time is now”. No truer words can ever be spoken. However, I understand where the panic might kick in. Often, [...]

Debt Elimination: The Second Half

May 3, 2015 // 0 Comments

There are many reasons why getting out of debt is very difficult, if not downright impossible for some. Reasons can go from simply being addicted to debt or buying things using credit, or a person can lose their job and find that they are unable to pay off their debt because they no longer have an income. however, some people simply accept debt as part of their lifestyle and aren’t aware of how crippling it is until they’re in way too deep. The journey to being debt free can be emotionally [...]

Debt Elimination: The First Half

May 3, 2015 // 0 Comments

Many people don’t know where to begin when it comes to paying off their debt. When you’re in too deep, every bill is too much. No matter which debt you want to tackle, the others will still be there. It isn’t surprising that so many resort to sticking their heads under the sand – it is peaceful and quiet below. However, you need to come up for air and when you do, guess who’s waiting? Yup… In order to fish your way out, you need to know exactly where you are Ask yourself the [...]