Off The Beaten Track

emergency fund

The Emergency Savings Fund

July 2, 2015 // 3 Comments

You’ve probably heard it many times: you should ‘save for a rainy day’. Having an emergency savings fund helps you prepare for unexpected costs that may arise. Emergencies can be anything from replacing your microwave to a big car or home repair. It’s a good idea to have money set aside for such so that you don’t have to turn to debt and cause yourself an unnecessary headache while losing money in the process. An emergency savings fund guarantees peace of mind and [...]

Throw Back Thursday: The Emergency Fund Talk

May 21, 2015 // 0 Comments

Many moons ago our Chief Piggie Banker Dineo Tsamela was a guest on Finweek’s Money Matters show where she was part of a panel discussing the relevance of an emergency fund. We dug up the video because it’s still so relevant and everyone should have an emergency fund in case of, well, an emergency. [...]

So You Want to Freelance?

May 3, 2015 // 0 Comments

This article first appeared on The Daily Planet website. Click here for original article.   I’m starting to think I may have approached this funemployment business with rose-coloured glasses. Freelancing is great because I work flexi hours, but nothing prepares you for the gaps in pay – no matter how ‘financially savvy’ you are. I’d like to share a few tips on how to manage money when you’re not getting a steady salary.   Budget for fixed and variable expenses Some [...]