Off The Beaten Track

ETFs

Here’s why you should get a tax-free savings account

August 29, 2016 // 0 Comments

Last year the government introduced tax-free savings accounts to boost South Africa’s savings rate. TFSAs are ideal because account holders are exempt from paying capital gains tax , tax on interest and tax on dividends. TFSAs are useful as long-term investments and parents can open them for their children. If you want a TFSA for each of your children you can save up to R30,000 a year per child. A family of five can save up to R150,000 a year. When it comes to the type of investment [...]

Easy Equities: a simple, cheap and accessible investment platform

February 17, 2016 // 0 Comments

This article first appeared in City Press, the 3rd of January 2015 edition One of the most difficult things about investing when one finally decides to venture into the world of shares and market movements is finding a platform that is beginner investor friendly. Often eager investors give up when they are faced with a trading or investing platform that is difficult to navigate and isn’t intuitive – you feel like you need a manual just to buy a handful of shares. Easy Equities [...]

A Crash Course on Managing your Money

May 3, 2015 // 0 Comments

“I’ll get serious about paying off my debt when I earn more money”, “I’ll start investing when I have learnt everything about financial markets” or, everyone’s favourite “I’ll start saving next month”. Most of us are guilty of this. I certainly am. We’ve probably all heard the Chinese proverb “The best time to plant a tree was 20 years ago. The second best time is now”. No truer words can ever be spoken. However, I understand where the panic might kick in. Often, [...]