Off The Beaten Track

insurance

What you need to consider before buying a car

August 22, 2016 // 0 Comments

To start with, will you buy a new car, or a second-hand one? This is important, because the car’s age will influence your finance application. For instance, Absa does not offer instalment finance for cars older than five years. WesBank is limited to cars less than 20 years old worth at least R30,000 when bought from a private seller. Then you’ll have to decide whether to buy from a dealership or a private seller. A private deal might be cheaper, but you will have to ensure that the [...]

Piggie Bookshelf: Jillian Howard’s ‘Best Pocket Guide Ever’ series

June 3, 2015 // 0 Comments

We’re in love with Jill Howard’s pocket guides because they’re easy to understand, relevant and straight to the point. The series consists of four guides for debt elimination, retirement, insurance and investing. The Best Pocket Guide Ever for Debt Elimination If you’re on a mission to get rid of all your debt and want to know how best to approach this process, this little picket guide is exactly what you need. This pocket guide will help you map out a full picture of [...]

A Crash Course on Managing your Money

May 3, 2015 // 0 Comments

“I’ll get serious about paying off my debt when I earn more money”, “I’ll start investing when I have learnt everything about financial markets” or, everyone’s favourite “I’ll start saving next month”. Most of us are guilty of this. I certainly am. We’ve probably all heard the Chinese proverb “The best time to plant a tree was 20 years ago. The second best time is now”. No truer words can ever be spoken. However, I understand where the panic might kick in. Often, [...]